Nixus is a Financial Services Company authorized by the Central Bank of Uruguay under the provisions of its Organic Charter*
As a Financial Services Company, Nixus is authorized to grant loans; provide domestic and international money transfer services; buy and sell foreign currency and precious metals; issue payment orders; handle collections and payments; rent safe deposit boxes; and conduct other financial operations of a similar nature.
Additionally, through its associated firms Summa Factoring and Nativa Cabal, Nixus offers financing solutions—such as factoring, cashing, warrants, and letters of credit—as well as personal loans via the Nativa card (Cabal network).
*Law No. 16.696, as amended by Law No. 18.643 of February 9, 2010.
Financial Services: a track record of over 44 years in currency exchange and finance, with a presence in Montevideo, Chuy, and Río Branco.
The company began operations in 1982 as a currency exchange bureau. From the outset, its goal was to provide efficient services at competitive prices while ensuring a welcoming and convenient experience for clients. This approach—combined with a commitment to continuously improving service quality, ongoing technological innovation, professional integrity, and financial stability—has established the firm’s strong presence within the local business sector.
Our branches in Montevideo, Chuy, and Río Branco offer specialized currency exchange and financial services tailored to each client’s needs. We maintain direct correspondent relationships with institutions across the region, as well as banking partnerships in the United States and Europe.
Added value:
security, trust,
and benefits
Secure transactions
Handled in accordance with strict protection and control standards.
Absolute confidentiality
Guaranteed total secrecy regarding client identities and operations.
No hidden transaction costs
Close your transaction by phone or online and receive cash at the bank or at your company.
Closer to you and more convenient
Includes access to our covered parking at Yi 1537.
Competitive quotes
Allowing you to get more for your money.
Extended customer service hours
Monday through Friday, 9:00 AM to 5:00 PM at the headquarters; 9:00 AM to 6:30 PM at branches; and Saturdays, 9:00 AM to 1:00 PM.
Operational flexibility tailored to your needs
We design products and execute transactions customized for the client.
Fast and simple procedures
No bureaucratic hurdles for the client or their operations.
Attentive customer care
Assistance from trusted staff in the manner you prefer.
Wide range of services
Access to a full suite of currency exchange and financial services.
Our Ethics
and Transparency Policy
Ethical Values
Good Business Practices
Nixus operates with the highest level of integrity, applying a strong sense of fairness and clarity to all its activities; transparency, diligence, and truthfulness are the guiding principles of its client relationships. The company strives to enhance service quality by giving its best effort and by planning and overseeing its professional activities responsibly. It delivers its services with the utmost competence and due care.
Transparency
Anti-Money Laundering Policy
Contingency Plans
Contingency plans address the continuity of operations in the event of major incidents. These plans identify critical aspects of business continuity, locate key internal and external risks, and assess potential damage or failures and their magnitude. Likewise, they prescribe alternative solutions and courses of action in the event of significant damage or failures, specifying who is responsible for issuing instructions and determining the measures to be taken.
Security Policy
Summa focuses on providing working capital financing to mid-sized companies through the purchase or discounting of financial instruments. Its primary product is the non-recourse purchase of invoices, although it also engages in recourse purchases and the discounting of other types of documents. Invoice purchasing services include credit advisory, the administration of payment documents, and collections management.
Nativa is a credit management company and the issuer of the Nativa-Cabal credit card—a card with national and regional reach that offers a wide range of benefits. Nativa-Cabal is accepted at over 30,000 merchant locations in Uruguay, as well as throughout Argentina, Brazil, and Paraguay. Nativa runs ongoing promotions, providing added value to its cardholders. These features, combined with the strength of the Cabal brand, make the Nativa card a valuable payment method.
